UINT was in JAKARTA, for PAYMENTS SECURITY & AUTHENTICATION on JANUARY 21-22, 2015. On the opening day, Philippe Blot, Chief Executive Officer, gave a speech entitled Engaged in a new customer relation: a successful combination of secure elements and biometrics for user-centric authentication with the NS Alliance standard. It gave us a chance to talk about key outputs from this event and the role of biometrics.

What benefits can biometrics bring to emerging markets?

Implementing biometrics creates a user-centric process.

In emerging countries, this means a human, social approach that facilitates better financial inclusion. Biometrics is perceived more positively than PINs, and is more widely adopted, because it seems simpler and easier to understand for people who aren’t familiar with PINs. It took years for the PIN to be accepted in Europe; biometrics is more natural and faster to use. The Bill and Melinda Gates Foundation supports a number of projects that focus on biometric  technologies, for example SimPrints. SimPrints provides access to health records via fingerprint identification, resolving the ongoing issue of delivering mobile services within the healthcare sector in developing regions.

Natural Security relies on the use of a personal device that stores user authentication data. What advantages does this device provide for User-centric Authentication?

WiBiMi already ready for wearablesDuring the event, we were repeatedly reminded that there are more than 2.5 billion people in the world without bank accounts or even a valid identity document, and that the use of a personal device providing portability and offline authorization will increase financial inclusion and facilitate exchanges between people. This is undoubtedly applicable in Western countries as well.

Portability must be associated with a service, though, such as payment. UINT’s MicroSD can be used to integrate these services into dedicated objects and more “ordinary” objects like watches and media players, such as the MP3 players that are considered essential in countries with a primarily oral tradition.

Technically and concretely, this means that the WPD can be used alone or it can also store other data such as music files or a medical record, all embedded in a watch or bracelet. This gives users the flexibility to choose the device they like the best based on what they need and their personal taste.

It was also the opportunity for UINT to reveal WiBiMi, a connected device implementing a MicroSD card that can be used in a mobile phone or any other device with a MicroSD slot. What was the reaction?

WiBiMi : microSD by UINT based on Natural Security standardThe response was very positive because WiBiMi offers a human approach. Not only does it allow users to choose between a variety of devices, it enables communities to create new business channels and value-added services, for example through retailers, at a minimum cost compared to phone manufacturer or telecom approaches to payment. As biometrics goes mainstream, WiBiMi is the key to increasing adoption because it enables users to manage their biometric data themselves on a device of their choosing, giving them access to Natural Security’s whole portfolio of services.

This connected devices has been developed for biometric payment projects, delivering strong authentication for proximity payment without compromising security or personal data protection. A short video present this new user experience in payment. 

About Payments Security & Authentication 2015, 21-22 January, The Ritz-Carlton Jakarta, Indonesia

As the digitisation of financial services continues the need for robust, secure systems and identity management is of increasing importance. Payments Security & Authentication Asia will be co-located with Mobile Money & Digital Payments Asia 2015, closing the loop between the payments and security ecosystems and bringing together the entire value-chain through a series of interactive conference sessions.